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Student/Athletic Accident Insurane
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The Brokerage Store, Inc. handles Student/Athletic Accident Insurance for grades K-12 since 1994. We have been writing school insurance athletic accident plans for 12 years. We currently insure more than 200 school districts in Texas. Our blanket accident programs are underwritten by A.M. Best “A” rated companies. We offer many different programs for each school district depending on their needs. Our U.I.L. blanket insurance programs are designed for all districts regardless of their size and/or economic status.


  • U.I.L. Blanket Student/Athletic Insurance (K-12)
  • Catastrophe Coverage
  • CAT Cash Coverage
  • Voluntary Plans

Catastrophic Coverage

This is an excess catastrophic accident medical expense program that takes over when the base plan benefits are exhausted. These medical benefits are underwritten up to $10,000,000. The catastrophe plan deductible is $25,000. This deductible is usually met by benefits provided under the base or blanket policy.

Catastrophic Cash Benefit

This optional benefit is designed to provide a cash benefit to the family of a severely injured student athlete (coma, paralysis, etc.). It has been shown that in the event of a catastrophic injury the family typically faces an economic impact over and above all medical costs. This program, commonly referred to as “Catastrophic Cash Benefit” or “Cat Cash,” helps to ease that impact.

Voluntary Coverage

Voluntary Student Insurance Coverage can be purchased by the parents to cover their child during school time only or 24 hours a day. There is an optional dental accident benefit which may be purchased.


Special Risk Coverage

  • Sports Camps & Athletic Clubs
  • Special Events & Sports Clinics
  • Group Travel, Vocational Training
  • Church Groups, Day Care Centers
  • Fund Raisers, Volunteer Workers

Sports Liability Coverage

  • Up to $2,000,000 Per Occurrence
  • Injury & Death to Participants
  • Year Round Coverage
  • Property Damage &
  • Spectator Injury Coverage

  About TBS | Student/Athletic Accident Insurance | Parents Voluntary Insurance Enrollment Forms
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  The Brokerage Store, Inc.
4091 De Zavala Rd., Suite #3, San Antonio, TX 78249
 Office 210 366-4800     800 366-4810     Fax 210 366-1388
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